THE FOLLOWING FINANCIAL MODELS AND/OR PROJECTIONS HAVE BEEN USED BY THE MANAGEMENT OF LUMATI HOLDINGS, INC. (THE "COMPANY") IN PLANNING THE FUTURE OPERATIONS OF THE COMPANY. THEY ARE NECESSARILY SPECULATIVE IN NATURE AND SHOULD NOT BE VIEWED AS PROJECTIONS OF THE FUTURE FINANCIAL PERFORMANCE OF THE COMPANY. WHILE MANAGEMENT BELIEVES THAT THE OBJECTIVES OF THE PITCH DECK HAVE BEEN PREPARED IN GOOD FAITH, BASED UPON EXISTING CONDITIONS AND REASONABLE ASSUMPTIONS, THERE CAN BE NO ASSURANCE THAT SUCH OBJECTIVES WILL BE REALIZED. THE ACTUAL RESULTS OF THE OPERATION OF THE COMPANY MAY AND PROBABLY WILL VARY FROM THE FOLLOWING FINANCIAL MODELS OR PROJECTIONS; AND SUCH VARIATIONS MAY BE MATERIAL. THE COMPANY'S PERFORMANCE AND THE COMPANY'S ABILITY TO MEET ITS OBJECTIVES, AS DESCRIBED IN OUR MATERIALS, MAY BE AFFECTED BY MANY FACTORS, INCLUDING NUMEROUS FACTORS THAT ARE BEYOND THE COMPANY'S CONTROL.

THE PITCH DECK AND BUSINESS PLAN IS NOT A STATIC DOCUMENT BUT RATHER A CONTINUING PROCESS WHICH CHANGES OVER TIME. IT SHOULD BE ANTICIPATED THAT THE COMPANY'S BUSINESS, OPERATIONS, MANAGEMENT, FINANCIAL CONDITION, AND PITCH DECKS WILL CHANGE DURING THE COURSE OF THE COMPANY'S OPERATIONS. THE PROJECTED FINANCIAL INFORMATION IN THESE MATERIALS WAS NOT PREPARED TO COMPLY WITH GUIDELINES OF THE SECURITIES AND EXCHANGE COMMISSION OR THE AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS. THE PROJECTIONS ARE NOT INTENDED TO FOLLOW GENERALLY ACCEPTED ACCOUNTING PRINCIPLES. NEITHER OUR ACCOUNTANTS NOR OUR LEGAL COUNSEL HAVE COMPILED, AUDITED, PREPARED OR CONTRIBUTED TO THE PROJECTIONS OR THE UNDERLYING ASSUMPTIONS. NONE OF THESE PARTIES EXPRESS AN OPINION WITH RESPECT TO THE PROJECTIONS.

THE FOLLOWING ADDITIONAL DISCLAIMERS APPLY: LUMATI SERVICES AND ITS PRODUCTS ARE NOT INTENDED TO CURE, TREAT, HEAL, OR PREVENT ANY DISEASES OR ILLNESSES. THESE STATEMENTS HAVE NOT BEEN EVALUATED BY THE FOOD AND DRUG ADMINISTRATION. THE INFORMATION PRESENTED ON OUR SOCIAL MEDIA AND WEB SITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY; IT IS NOT MEANT TO SUBSTITUTE FOR MEDICAL ADVICE OR DIAGNOSIS PROVIDED BY YOUR PHYSICIAN OR OTHER MEDICAL PROFESSIONAL. DO NOT USE THIS INFORMATION TO DIAGNOSE, TREAT OR CURE ANY ILLNESS OR HEALTH CONDITION. IF YOU HAVE, OR SUSPECT THAT YOU HAVE A MEDICAL PROBLEM, CONTACT YOUR PHYSICIAN OR HEALTH CARE PROVIDER.

CONFIDENTIAL / HIPAA INFORMATION: THIS DOCUMENT, INCLUDING ANY ATTACHMENTS, MAY CONTAIN CONFIDENTIAL INFORMATION AND IS INTENDED ONLY FOR THE USE OF THE INDIVIDUAL OR ENTITY FOR WHICH IT IS INTENDED. IF YOU ARE NOT THE INTENDED RECIPIENT, ANY DISCLOSURE, COPYING, USE, OR DISTRIBUTION OF THE INFORMATION INCLUDED IN, AND ACCESSED THROUGH, THIS DOCUMENT IS PROHIBITED BY FEDERAL AND STATE LAW.